Lending Rates
The lending APR of a market can be calculated with the following formula, where is the utilization rate, is the loan-to-value ratio of the market, and is the voting APR.
Assuming voting APR is 50%, the current lending rates for different markets and utilization rates are as follows.
| Market | 10% | 20% | 30% | 40% | 50% | 60% | 70% | 80% | 90% | 100% |
|---|---|---|---|---|---|---|---|---|---|---|
| 10% | 35% | 70% | 105% | 140% | 175% | 210% | 245% | 280% | 315% | 350% |
| 20% | 17.5% | 35% | 52.5% | 70% | 87.5% | 105% | 122.5% | 140% | 157.5% | 175% |
| 30% | 11.67% | 23.33% | 35% | 46.67% | 58.33% | 70% | 81.67% | 93.33% | 105% | 116.67% |
| 40% | 8.75% | 17.5% | 26.25% | 35% | 43.75% | 52.5% | 61.25% | 70% | 78.75% | 87.5% |
| 50% | 7% | 14% | 21% | 28% | 35% | 42% | 49% | 56% | 63% | 70% |